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If you’ve ever bought anything online, you were probably prompted to enter that three-digit code on the back of your debit or credit card to complete your purchase. You may not have thought much about it — you just wanted to order those new shoes as quickly as possible — but these codes (called CVV, or card verification value) are supposed to help verify that you physically have the card when conducting a card-not-present transaction as a way to help prevent fraud.
While this is a good step, fraudsters have plenty of ways to get your CVV and use the card, even if it’s in your wallet. (Just take a look at all the problems retailers have faced due to hackings.) But Oberthur Technologies, a French digital payment security company, reportedly believes they have developed a remedy to this problem.
With their technology (dubbed Motion Code), instead of using the printed code on the back of your plastic, a consumer would have a dynamic digital CVV that refreshes on an hourly (or half-hourly) basis. That means that, if a thief were to get ahold of your card numbers somehow, they’d only have a small window of time to use the CVV before the code changed and they’re left without access.
The code is still three digits, is listed on the back of the card and is powered by a thin lithium battery on the inside of the card, which, according to a Network World report, has a “lifespan of about three or more years.” (You can see more about how this card works in the video below.)
A trial of Motion Code was conducted with 1,000 French customers about a year ago and two more French banks are about to issue Motion Code cards, according to the Network World. The report also notes that these cards do cost issuers more than the standard EMV cards most people carry, but the expense might be worth it if the technology does away with “card-not-present fraud and the associated costs with combating the fraud.”
Keeping Your Money Safe
While it may not be possible to prevent theft entirely, it’s still a good idea to take precautions. If you’re shopping online, make sure you’re using secure payment sites (think those that start with https), don’t store your payment information in a browser or on a site, and enable NFC or RFID transactions.
Information continues at: http://blog.credit.com/2016/10/the-secret-code-that-could-stop-online-credit-card-fraud-159790/
This episode investigates the fake sports memorabilia that cost collectors thousands, how fake debt collectors were finally brought to justice, how the latest must-have kitchen gadget is being faked and how fakers are cashing in on the latest running trend.
(From: Fake Britain Series 7 – Episode 7 )
Scientists reveal how particular brain pathways can influence food choices through a study of individuals that carry defects in a gene that is associated with obesity. The study – led by the University of Cambridge in the United Kingdom – provides insight into what guides our preference for certain foods and identifies a direct link between food selection and specific gene variants.
Understanding the science behind food choice may increase knowledge of obesity and consequently assist with strategies to decrease the global obesity burden that affects more than 600 million people worldwide.
The development of food preferences begins early in humans, even before birth, and what people like and dislike changes into adulthood. Many determinants affect food choice. While hunger is a key element, what individuals choose to eat is not determined just by physiological and nutritional needs.
Factors that may influence food choice include aspects that tantalize the senses, such as taste, appearance, smell, and texture, as well as more subtle economic, physical, social, and psychological elements. New research published in the journal Nature Communications indicates that biology may also play a role.
Previous research has shown that a defect in the melanocortin 4 receptor (MC4R) gene causes obesity. Research suggests that 1 in 100 obese people have the defect, which makes them more likely to gain weight. In mouse studies, the MC4R gene variant has been shown to induce obesity as a result of disrupting a particular pathway in the brain that leads to mice eating considerably more fat.
While the mice with the gene defect were found to eat more fat, they ate significantly less sugar. The University of Cambridge study adds to these findings by revealing the relevance of this high-fat, low-sugar eating behavior.
Assessing how MC4R gene variant affects food preferences
The new research observed people’s preference for high-fat and high-sugar foods by providing participants with an all-you-can-eat buffet of chicken korma curry with a dessert of Eton mess (a mixture of strawberries, whipped cream, and crushed meringue).
Three korma curry options were provided that were manipulated to look and taste the same; however, the fat content in each varied. Fat content across the choices provided 20 percent (low), 40 percent (medium), and 60 percent (high) of the calories.
(Read more at: http://www.medicalnewstoday.com/articles/313278.php)